Organizational Accounts
WyHy Members may open accounts for their clubs and organizations, including those for- and not-for-profits. At least one member of the organization must service our field of membership.
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Minimum Balance to Open: $10
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Minimum Balance: $5
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Monthly Service Charge: $10, if balance falls below $500
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Allowed up to six (6) pre-authorized, automatic, online banking, telephone transfers or withdraws to another of the Member's Credit Union accounts, or to a third party during any statement period.
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Unlimited access in person or through the ATM.
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Dividends are figured on the Member's average daily balance and compounded quarterly.
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Refer to rate sheet for current rates.
Share Accounts
This is a savings account that establishes membership at WyHy. Members gain unlimited access to their account in person and through ATMs.
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Initial Deposit Required: $10 ($5 is retained by WyHy as a membership fee and $5 remains a share par value in the account to maintain your active membership. This amount will show up in your balance, but is not an available balance for usage.)
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Minimum Balance: $5
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Monthly Service Charge: None
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This account can be used as an overdraft protection tool and the transfer would count towards your six (6) pre-authorized transfers that are allowed per month.
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Allowed up to six (6) pre-authorized, automatic, online banking, telephone transfers or withdrawals to another of the Member's Credit Union accounts, or to a third party during any statement period.
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Dividends are figured on the Member's average daily balance and compounded quarterly.
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Refer to rate sheet for current rates.
Supplemental Share Accounts
This additional savings account may be added by members after their initial account opening. Members may personalize their account names for additional savings accounts added after their initial account opening.
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Minimum Balance: $0
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Monthly Service Charge: None
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This account can be used as an overdraft protection tool and the transfer would count towards your six (6) pre-authorized transfers that are allowed per month.
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Allowed up to six (6) pre-authorized, automatic, online banking, telephone transfers or withdrawals to another of the Member's Credit Union accounts, or to a third party during any statement period.
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Unlimited access in person or through the ATM.
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Dividends are figured on the Member's average daily balance and compounded quarterly.
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Refer to rate sheet for current rates.
Revocable Trust Accounts
This account is for members with a shared account, and is intended for those members with a trust set-up. The trust agreement controls the nature of the assets. Living trusts are often used because they may allow assets to be passed to a beneficiary without going through the process of probate.
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Capable of being changed, amended or terminated
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Opening Fee: $10.00
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Withdraws/Transfers: Unlimited
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Checking, Debit Cards, Direct Deposit and CD's available with a trust account
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This account does not allow for loans