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Protection Services

Collateral Protection and Insurance (CPI)

Have you received an insurance request letter from us? Click here to submit your insurance information online. CPI is a quick and easy way to provide insurance information any time - day or night.

SmartPayment Protection

You've worked hard to ensure your financial security. But what would happen to you or the people you care about if there were an accident or if you lost your job? SmartPayment Protection can ease the emotional strain of such a loss by relieving some of the financial stress from your loved ones.

SmartPayment Protection Information (PDF)

GAP Protection

In the event your vehicle is deemed a total loss due to accident or theft, your auto insurance policy typically covers only the actual cash value of the vehicle. GAP Advantage pays the difference between your primary insurance settlement and the outstanding balance on your loan.

The amount of the coverage can be financed with your loan and for just a few dollars per month, offering you protection from financial loss and peace of mind with GAP Advantage.

GAP coverage can be purchased up to 30 days after opening the loan.

Visit WyHy GAP Protection for more information and to obtain a no-obligation quote on this valuable coverage.

Mechanical Breakdown Protection (MBP)

WyHy offers mechanical breakdown protection (MBP) which extends coverage for mechanical or electrical repairs beyond the existing manufacturer's warranty. MBP helps ensure that the investment in your vehicle is protected, and reduces the possibility of out-of-pocket expenses when your vehicle suffers an unexpected mechanical failure.

Additional Electronics Package Protection is also available. This provides coverage for:

  • GPS/Navigation systems
  • LCD Screens
  • DVD Players
  • Satellite Radios, MP3 Enabled Radios, Stereos
  • Back-up-Reverse Sensors
  • Rearview Back-up Camera

Coverage is available on new and used vehicles up to nine years old or 90,000 miles.

MBP is available up to 30 days after opening the loan.