Home Equity Loans
Second mortgage loans are available to Members who own property in the State of Wyoming:
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Loan to Value: Up to 100%
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Repayment Terms: Members have several options to choose from, based on their credit score and loan amount. Payments will remain the same thru the term of the contract
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Interest Rates: Based on borrowers credit score and loan to value
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Closing Fee: Fees will vary and are based on loan amount and loan to value. Fees may include, but are not limited to: appraisal fee, document preparation, flood certification, origination fee, recording fee and title insurance
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Early Payoff Penalty: None
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Late Fees: The greater of 5% of the payment, or $25 after 10 days
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Interest: Monthly 360 day accrual
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Monthly Payment: Payments may be made in person, through the mail, auto deduction, payroll deduction, online banking or telephone banking
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For Home Equity Lines of Credit disclosure, please click here.
Home Equity Line of Credit
Introductory Rates as low as 2.90% APR*
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Introductory rate for the first 12 months
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Loan to Value: Up to 100%
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Draw Period: Up to 120 months / 10 years
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Repayment Terms: Interest only for up to 120 months based on credit score, then borrower must pay loan off in full, or refinance
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Closing Fee: None
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Early Payoff Penalty: None
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Interest: Simple interest based on a 365 daily accrual
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Monthly Payment: Payments may be made in person, through the mail, auto deduction, payroll deduction, online banking or telephone banking
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Please reference Important Terms for more information on loan qualifications and examples. All loans subject to final credit approval. Consult your tax advisor concerning the deductibility of interest.
Apply Now
For Home Equity Lines of Credit disclosure, please click here.